Cross-border travel needs to be declared and authorised before you leave. Crossing without it typically voids your cover, and vehicle recovery from a country you were not authorised to enter is charged to you.
- Declare every country you intend to enter when booking, not just the main destination.
- Expect a cross-border fee and, in some regions, mandatory additional insurance.
- Specific countries are commonly excluded, and the exclusion list differs by supplier and by branch.
- Premium and luxury classes are frequently barred from crossing at all.
- Ferry travel is usually a separate permission from driving across a land border.
Carry the paperwork
Where a supplier issues a cross-border document or green card, keep it in the vehicle. Border officials and police may ask for it, and being unable to produce it can strand you.