Can You Rent a Car Under 25? Fees and How to Save

Being under 25 doesn't stop you renting — it just makes it cost more. Here's where the extra cost comes from and how to reduce it.

What changes when you're under 25

• A young-driver surcharge, charged per day, on top of the rental rate.
• A narrower choice of cars: premium, luxury, specialty vehicles and large vans often require 25+.
• Stricter payment rules at some locations, particularly with debit cards.

For the age limits themselves, including the New York and Michigan exceptions, see the minimum age to rent a car in the USA.

Ways to lower the cost

• Let an older driver be the main renter. If someone 25 or over is traveling with you, they can rent and add you as a driver — but check whether the surcharge applies to young additional drivers, which it often does.
• Check memberships. Programs such as auto clubs and military associations have offered young-driver fee waivers at some companies. Terms change, so check before you book.
• Use corporate or government rates if you're traveling for work — some waive or reduce the fee.
• Keep the rental short. The fee is per day, so it matters most on long rentals.
• Compare totals, not base rates. Enter your real age in the search so the surcharge shows in every quote.

Choosing the right car

A standard economy or compact car keeps both the rate and any limits simple. Our cheap car rental guide covers other ways to bring the total down.

Insurance when you're young

If you have your own auto policy, it may extend to a rental car — check. If you don't, think about the rental company's damage waiver and supplemental liability. See do you need insurance to rent a car.

Starting in New York?

If you're 18 to 20, New York and Michigan are the easiest places to rent. See car rental in New York City for pickup options.